Hey there! This job has expired.
Credit Fellow
M-KOPAJob description
The Credit Intern will be in charge of providing analysis, reporting, insights and communications regarding credit performance of the company’s portfolio, customers, and products and services.
This includes the preparation reports used internally and by external stakeholders. In liaison with the Credit Manager, provide key insights to influence credit behaviour and performance.
KEY ACCOUNTABILITIES:
- Provide high-quality analysis (through tools including SQL, statistical software, excel, Power Bi, and computer science models) to inform management on credit performance of the portfolio, products and customers.
- Contribute to the development of reports to key stakeholders including senior management, the board of directors and investors, including graphical analysis, PowerPoint presentations, and verbal and written communications.
- Design and implement experiments/initiatives geared towards improving and maintaining a healthy credit performance across M-KOPA’s customer base.
- Contribute to the development of credit and financial models to be used by the business including but not limited to bad debt modelling, cash flow modelling, and loss rate assumptions.
- Monitor and report on key performance metrics on M-KOPA’s core products.
- Draft, review and suggest pricing – including credit assumptions – for new and existing products.
- Execute work in coordination with other departments regarding credit-related communications.
- Collaborate with the Data/Tech Team to improve data accuracy and reliability for reporting.
INCUMBENT REQUIREMENTS:
Education: A degree in computer science, engineering, statistics or a related field, or equivalent experience / self-directed learning.
Experience: At least 1-2 years of experience in analytical or quantitative role.
Required Skills:
- Credit, data or financial analysis skills to effectively review and report on the performance metrics.
- Interpersonal skills to effectively communicate with and manage business expectations with key stakeholders.
- A positive, learning-oriented attitude and capacity for self-empowerment.
- University degree preferably in a quantitative field, including computer science, statistics, engineering or finance.
- Knowledge of lending business practices and products preferred.
- Previous experience in finance, business intelligence or consumer credit analysis preferred.
- Proficiency in Excel, PowerPoint, Word, and understanding of statistics and quantitative methods.
About M-KOPA
At M-KOPA, our aim is to increase access to life-improving technologies at huge scale. We do this through an innovative credit model – pay-as-you-go asset financing – of which M-KOPA was an early global pioneer. With offices in Nairobi, Kampala, Lagos, and London, M-KOPA serves over 1 million low-income households in Sub-Saharan Africa. Since its commercial launch in 2012, M-KOPA has made its name in off-grid solar power, providing customers with solar panels and solar-powered lights, televisions, radios, fridges, and more – this is often our customers' first access to electricity.
M-KOPA's affordable credit model can also be applied to assets beyond off-grid solar power, and in 2019, we began providing credit for smartphones, which enables our customers to move from feature phones to smartphones and improve their connectivity, communication, and information access. Today, smartphone financing is a rapidly growing business line – with enormous opportunities for innovation and increasing our customer impact.
M-KOPA currently employs over 1,000 full-time staff across its operating countries. We value progress, innovation, pragmatism, collaboration, and – most of all – our customers. We have been well recognised for our pioneering business model and scale.
Powered by 