Job description

About Cycle Connect

Cycle Connect is on a mission to increase income for smallholder farmers in East Africa through productive asset-financing and training. The organization's unique blend of assets, inclusive financing, and training allows our team to connect farmers to the necessary tools to move forward. Cycle Connect is solving the problem of lack of access to basic agricultural tools by combining income-generating tools, inclusive financing, and training to further create access to economic opportunity for farmers in the last mile.

If you would like to know more about Cycle Connect and the organization's impact, head over to their Website or check out their social media (LinkedIn).

Key Responsibilities | Cycle Connect

The Credit Administration Officer will be directly reporting to the Head of Credit and Growth. An individual will be responsible for overseeing the credit administration processes and procedures in Cycle Connect, including documentation, asset repossession, asset custody and loan disbursement whilst monitoring the repayment progress and recovery initiatives for delinquent accounts. The individual will also be responsible for:

Loans and portfolio quality 

• Managing the credit risk of Cycle Connect by ensuring that only quality and well documented loan proposals are disbursed as per set terms and conditions.
• Ensuring all credit requests from branches are reviewed in line with the Cycle Connect’s credit review process, risks identified and possible mitigates put forward to the branches to mitigate those risks in regard to loan applications.
• Analyzing credit performance of branches and advise on possible solutions to credit challenges.
• Monitoring Cycle Connect’s portfolio at risk on a daily, weekly and monthly basis, detecting early warning signs of possible default and advise the unit accordingly.
• Preparing weekly and monthly relevant credit reports.

Credit policy 

• Enforcing the implementation of credit policies and procedures.
• Training Cycle Connect staff in credit processes and procedures, make branch visits to check and ensure proper credit processes are being followed.

Asset repossessions 

• Overseeing asset repossession and ensuring that all repossessed assets in Cycle Connect custody are safe and properly recorded in the registers and different trackers.
• Providing management with periodic reports on asset management and closure of audit findings in the areas of credit administration.

Please note that this is a two year contract, with the subsequent possibility to be extended.

Location: Work location will be in Gulu and occasionally Lira. Your working hours will be 40 hours per week and flexibility will be required based on the market needs, which might include working weekends or early evening hours.

Who We're Looking For

The Credit Administration Officer must have:

• Minimum qualification of diploma or degree from recognized university or college in Finance, Business, Micro finance, Development or related field.
• More than 2 years’ experience in Credit Administration.
• Analytical skills.
• Results oriented.
• Responsible for results.
• Excellent communication skills.
• Fluency in English.
• Good computer skills 

The Application Process

Step 1: Apply for the job post here to express interest in the role.

Step 2: Now that we know you are interested, the next step involves an online screening of your candidature by our partner, Shortlist. Please continue to the application by clicking on 'Apply' tab. The screening process includes a few short questions on your experience followed by an assessment to demonstrate our ability to do the job.